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The Roth IRA Could Be Your Ticket To A Secure Retirement
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| So whats really the best retirement investing plan available to the average person? Most financial experts consider the Roth IRA to offer the best of all worlds to those investors who cant or wont actively participate in the markets. After all, activ |
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Planning for Your Retirement
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| At 25, nothing could be further from most people's mind than their retirement, after all, when you're young you should be having fund and enjoying yourself, rather than worrying about what's going to happen in 40 years. The thing is though, if you wa |
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How To Use Equity to Your Advantage
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| Once you have purchased a home and are making monthly payments, you are in the process of building equity. The opportunity to use the equity you have built up in your home is one of the benefits of homeownership. The equity you have built up can be u |
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Ten Things the Average Person Does Not Know About Annuities
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| Deferred annuities possess characteristics found nowhere else. They play an important part in seniors' portfolios. Seniors hold billions of dollars in deferred annuities. However, my experience is that the average person knows little about the unique |
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Types of Retirement Accounts
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| We all need to save more for our retirement years. The biggest issue and deciding factor of how much you have at retirement is twofold. First, how early you begin to save has a significant impact on the end result. Second, the type of retirement acco |
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Prepare Now For
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| Retirement planning is an pretty emotional subject. Many folks people fear they are not saving enough. Others are confused about investment options or they're unsure if their savings are being invested aggressively enough. Still others may be investi |
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The Baby Boomer Wave of Capital is Crashing
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| Do you want to be there to catch it? I love the metaphor of the wave. Have you ever tried surfing, even body surfing or just playing on a boogie board? Do you recall those feelings when you catch a wave just right and it carries you effortlessly to t |
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Passive Income through Investments
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| "Passive Income" means different things to different people. Traditionally passive income means dividends from stock or rent from real estate investments. These types of income are popular, though the category is expanding. All passive income goes th |
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When Not to Name Your Spouse the Beneficiary of Your IRA
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| In most cases, naming your spouse as the beneficiary of your IRA makes the most sense. However, depending on your wishes, other beneficiary arrangements may do a better job of accomplishing your goals. First, let's take a quick look at the requiremen |
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